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WHAT READERS ARE SAYING

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An excellent credit rating is one of the most valuable assets any adult can have. This book is a great primer for parents who want to instill responsible money management habits in their children.  And, those habits will help ensure "credit-worthiness" in  adulthood.
– retired bank executive

This is an excellent guide to how to manage very limited resources -- both for adults who are trying to make ends meet and for their children, who will face money challenges as they grow up.  It has been an inspiration to a number of families who are working hard to acquire a home of their own.
– Habitat for Humanity volunteer

From Amazon.com 5-star Review: My wife and I heard about this book from a friend and being new parents of a 4 month old, we figured was never too early to start thinking about how to handle money with our daughter so we bought a copy. I didn't know what to expect but I'm so glad we made the purchase...
– new parentsRead Amazon.com Review
I'm loving your book. Thank you so much for the life lesson.
– mother of a 13-year-old
I am enjoying the book very much. I will definitely recommend it to others.
– financial advisor
When I discussed it with my now twenty-something daughter, she said, "I sure wish you had used that system when we were growing up!"
– reference book critic

I wish I would have had this book in my mid-20s when the first two were born; I never thought that I would need to teach them to be financially responsible – boy, was I wrong.
-mother of four who started a no-cash allowance for her youngest child

It is a great system to teaching children to handle money. It is easy to understand and deals with the subject in a very realistic and contemporary way. The examples of dialogue between a parent and child are excellent. They help to create a picture of a real life situation in conversation with children.
– reference book critic 

I rarely use cash myself and the girls see me use the (automated teller) machine, checks and credit cards, As a financial advisor I see many adults who struggle with cash, have huge credit card balances and rarely balance their checkbooks. I felt that if I could help (the girls) to understand how credit works, they would be way ahead of the game.
- president of investment group

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