How Parents Can Leverage Amazon Teen Spending with The No-Cash Allowance

The recently announced Amazon teen spending strategy is great teaching tool to use with The No-Cash Allowance. My teens and I would have loved it! Here’s why.

My kids were teenagers long before Amazon came on the scene. Going to the mall was the big thing. They did not take cash. Instead, they skipped out the door with my credit card. (This was also before debit cards or reloadable cards existed.)

Was I crazy? Not a bit. All I was doing was giving them the no-cash tool they needed for their transactions. After all, they grew up shopping with me using the debit card concept.

As kids they shopped without cash. I paid for all our purchases together. They then subtracted from their written accounts kept with me as the banker.

My kids even managed their money as a number before they started school. So spending without cash was normal for them.

Because our kids had total control of their money they would not need our approval for today’s Amazon individual purchases. They had guidelines and spending responsibilities of their own. Instead, we would set a spending limit as explained in the program.

Amazon teen spending program

Michael Carr, vice president of Amazon Households says, “This is the only way where the teenager has the independence while the parents are in still in the know.”

I agree with the independence idea completely. Kids of all ages need to be in total control of their money. However, this Amazon program is not the only way to give kids independence.

The No-Cash Allowance is a system that gives children from pre-school through high school the essentials of money management.

Ownership Children want to have the power to control money just like they see adults doing. “This is my money,” they proclaim.

Responsibility “I have to pay my phone bill this week and remember that my school activity fees are due next week,” they declare.

Decision-making “If I don’t spend today I will have enough next week to buy that jacket I want,” they exclaim.

So it looks like my book and Amazon’s teen spending program are on the same page. Furthermore, you can Buy The No-Cash Allowance Today!

Paperback $16.95 • Kindle $9.95






Lynne Finch helps parents teach their kids about money from piggy banks to online banking. “It’s time to teach the kids how to manage money they can’t see or touch,” says the author of The No-Cash Allowance. Follow Lynne’s common sense approach for teaching children that money is a number.



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