The No-Cash Allowance
How can you help your kids learn to manage money? Discover the secret in The No-Cash Allowance, an easy to use money management system that helps kids learn how to manage money without cash. Kids are responsible for keeping track of their own money so the system doesn’t break down. It’s easier than you think and won’t cost you any extra money!
The No-Cash Allowance explains how parents can provide a financial education at home for children from pre-school through high school. Children can practice concepts of debit card, ATMs, electronic transfers and credit transactions using their own money. A no-cash allowance places continuing control of cash and non-cash money in the hands of the child to create a child-size version of real-life money management and responsibility that is similar to that of an adult. Children learn to manage money day-to-day while and to make responsible spending choices.
The 
No-Cash Allowance by Lynne L. Finch has been named ‘Most Outstanding Parenting Book’ by Mom’s Choice Awards®, a national awards program honoring great books, whose content and design are stellar and noble, which will assist parents, teachers, and loved ones in choosing approved books for children. Mom’s Choice Awards are governed by a board of distinguished judges & advisors including Twila C. Liggett, Ph.D., Creator/Executive Producer of PBS’ Reading Rainbow and Julie Aigner-Clark, Creator of Baby Einstein and the Safe Side with John Walsh.
$16.95 plus tax • Free shipping • Autographed by author
Comments from Readers
Retired bank executive
“An excellent credit rating is one of the most valuable assets any adult can have. This book is a great primer for parents who want to instill responsible money management habits in their children. And, those habits will help ensure “credit-worthiness” in adulthood.”
Habitat for Humanity volunteer
“This is an excellent guide to how to manage very limited resources–both for adults who are trying to make ends meet and for their children, who will face money challenges as they grow up. It has been an inspiration to a number of families who are working hard to acquire a home of their own.”
New parents
“My wife and I heard about this book from a friend and being new parents of a 4 month old, we figured was never too early to start thinking about how to handle money with our daughter so we bought a copy. I didn’t know what to expect but I’m so glad we made the purchase…” link from Amazon: Read Amazon.com Review
Mother of a 13-year-old
“I’m loving your book. Thank you so much for the life lesson.”
Financial advisor
“I am enjoying the book very much. I will definitely recommend it to others.”
Reference book critic
“When I discussed it with my now twenty-something daughter, she said, “I sure wish you had used that system when we were growing up!” – reference book critic
Mother of four
“I wish I would have had this book in my mid-20s when the first two were born; I never thought that I would need to teach them to be financially responsible – boy, was I wrong.”
Reference book critic
“It is a great system to teaching children to handle money. It is easy to understand and deals with the subject in a very realistic and contemporary way. The examples of dialogue between a parent and child are excellent. They help to create a picture of a real life situation in conversation with children.”
President of investment group
“I rarely use cash myself and the girls see me use the (automated teller) machine, checks and credit cards, As a financial advisor I see many adults who struggle with cash, have huge credit card balances and rarely balance their checkbooks. I felt that if I could help (the girls) to understand how credit works, they would be way ahead of the game.”
Category: The No-Cash Allowance